Here you can find guidance and help on things you may find useful
Along with others, our insurers have advised us that they are “specifically excluding cover if your volunteers or service users claim that you are responsible for them catching Coronavirus, or any other infectious disease.”
Whilst the immediate threat from Covid-19 has diminshed, we will need to keep related Terms and Conditions in place as this change covers all infectious diseases.
Please take note of this clause in our Terms and Conditions:
In the event of a local or national outbreak of contagious disease, Hirers must follow government guidance, which will usually include producing a Risk Assessment and taking other actions to avoid infection. Note that most insurers now exclude cover for infectious disease, and it is a condition of hire that the Hirer accepts sole responsibility for any such claim arising from their event.
Completing a Risk Assessment when required by government is part of our conditions of hire. They're not as arduous as you might think, and the author of this note has had the experience of watching a lawyer immediately dropping a claim on being shown one. Whilst this section focuses on infectious diseases, a few minutes spent on an assessment would help keep your guests safe and protect you from the lawyers if anything bad did happen.
Our insurers will no longer provide cover for claims that a person acquired an infectious disease as a result of the actions of the Playing Fields Committee. We do not have the funds to either fight or pay such a claim. More importantly, we want you to be kept safe and well. Please ensure that you follow government guidance on hand washing, ventilation, mask wearing, distancing, etc., and that you only attend if you are feeling well and have no reason to believe that you may be carrying an infection. If you are not comfortable with carrying out an activity for any reason, including the behaviour of others or the condition of the building, you should immediately leave and notify a Trustee.
You should read the government guidelines (which keep moving about - search gov.uk)
These are not all we have but may be useful to those trying to compile their own. You are welcome to use ours as a basis but on condition that we can accept no responsibility for your finished effort.
Risk Assessments are usually required for insurance reasons (though are useful even if this is not the case).
The Statutory Policies are those required by the Charities Commission.